Looking to secure working capital, buy new
equipment or grow your business?
An SBA 7(a) Loan may be a great option.
What is an SBA 7(a) Loan?
This is the most popular United States Small Business Administration (SBA) loan program.
Its purpose is to expand access to capital for small businesses to help drive growth and job
creation. This type of loan is often secured when other financing options are not available.
SBA 7(a) Loans Through TPB
Loans up to $ 5 M
Low Interest Rates
Finance up to 10 years
Low Fees
Complimentary Consultation
No Prepayment Penalty
“TPB helped me understand all the required forms
and documents to secure the funding that is going
to enable me to take my business to the next
stage – the process was definitely easier having a
knowledgeable lender by my side”.
— Dr. Guerrero- Encina Pediatrics and Primary Care
What can the 7(a) funds be used for?
Grow your business with funding:
- For Working Capital
- To Purchase Machinery or Equipment
- To Purchase Inventory, Furniture, Fixtures, Supplies and Materials
- To Hire New Employees
- To Expand a Business
- To Continue Operating a Business
"Does My Business Qualify?"
The SBA determines qualification on a few factors and not all types of
business are eligible for an SBA loan for example, financial institutions,
passive businesses and speculative businesses are among those who do not
qualify. In addition, your business must:
- Do Business in the U.S.
- Operate for a Profit
- Meet SBA Business Size Standards
- Have a Reasonable Amount of Invested Equity
- Have a Demonstrable Ability to Repay the Loan
- Owners with 20% or More Ownership Must Guarantee the Loan
- Have Reasonable Owner Equity to Invest
- Use Personal Assets and Alternative Resources Before Applying for this Loan Program
Ready to See if You Qualify?
The best way to get started is to complete the loan application.
Start Your Application Here
This online application can be completed in about 15 minutes, and it won’t affect your credit score.
Once you finish the application:
- Our team will be in touch with you shortly
- You will also be prompted to upload additional documents to continue with the process
An offer of credit is subject to credit approval.
Additional Resources
For the application process, these templates may help you. Please download as necessary or bookmark this page to return when needed.
©2022 TransPecos Banks, SSB. Member FDIC.